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General Service Fees

At Orrstown Bank we know that you work hard for your money.

That's why we're committed to offering you the best products for the best value. We strive to keep our minimum requirements reasonable and our service fees low.

 

Account closed within one year of opening $25.00
Account research per hour $30.00
American Express® Travelers Checks  (per $100.00)
single $1.00
checks for two $1.50
Bill Payment Fee Free
Bill Payment Overdraft Fee $37.00
Cashiers Check $10.00
Club account closed prior to maturity $5.00
Copies of checks: first five free, each additional check $2.00
Cross border check card fee 1%
Deposited items returned $14.00
Foreign ATM withdrawals $2.00
Inactive account: inactive for 24 months (per month)
$12.00
Levy/Garnishment $150.00
Overdraft or returned check $37.00
Overdraft protection with savings account (fee per transfer) $6.00
Printed checks: prices vary according to style  
Safe deposit boxes - prices vary by size and location
 
Special statement request $2.00
Stop payment fee $37.00
Wire transfer  
Incoming $12.00
Outgoing $20.00
Incoming foreign $25.00
Outgoing foreign $45.00

Effective date 2/1/12.

Service Pricing

Unless otherwise noted, all Orrstown Bank checking accounts have:

  • No minimum balance requirement
  • No monthly service fee
  • No per check fee/unlimited check writing
  • Monthly statements
  • Customer purchases checks
  • Check images returned with statements (optional) $3.00/month

 

Free Checking FREE
50+ Interest Checking
Minimum balance to earn interest
50+ Interest Checking checks
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above

$500.00
FREE
Reward & Think Pink Checking
Minimum balance to earn interest
Interest rates based on the following tiers:
$0 - $25,000.00
$25,000.01 and above

$0.00
Interest Checking
Minimum balance to earn interest
Monthly service fee if below $500
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above

$500.00
$5.00
Direct Deposit Interest Checking
Minimum balance to earn interest
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above
Direct Deposit Interest Checking checks
Requires direct deposit from an employer or governmental agency

$500.00




FREE
Relationship Interest Checking
Minimum balance to earn interest
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above
Monthly service fee if combined balances in
Orrstown Bank deposit accounts fall below $20,000
Relationship Interest Checking checks

$500.00





$15.00
FREE
Money Market Account*
Minimum balance to earn interest
Monthly service fee if below $300
Per check fee, in excess of six per month
Interest rates based on the following tiers:
$1,000.00 - $9,999.99
$10,000 - $19,999.99
$20,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 and above

*Maximum of six pre-authorized transfers per statement month. All six may be by check, draft or similar devices payable to a third party.

$1,000.00
$10.00
$4.00
Statement Savings
Minimum balance to avoid service fee
Monthly service fee if below minimum
Statement Frequency

$250.00
$3.00
Quarterly
Prime Statement Savings
Monthly service fee if below $10,000
Daily balance required to earn interest
Statement Frequency

$50.00
$1.00
Quarterly
Certificates of Deposit
Minimum balance
Substantial penalty for early withdrawal

$2,000.00
Premium Individual Retirement Account
Minimum balance
Interest rates based on the following tiers:
$0 - $1,000.99
$1,001.00 - $10,000.99
$10,001.00 and above

$1.00
IRA Certificate of Deposit
Minimum balance
Substantial penalty for early withdrawal

$2,000.00
Hometown IRA Certificate of Deposit
Minimum balance
Fixed or variable rate options
Substantial penalty for early withdrawal

$100.00

Health Savings Account (HSA)
Minimum balance
Interest rates based on the following tiers:
$0.00 - $2,499.99
$2,500.00 - $9,999.99
$10,000 and above
Electronic or combined statement required.


$0.00
Christmas and All Purpose Clubs
Minimum balance
Christmas club pays out in mid-October
All Purpose club pays out semiannually on dates you select

$1.00