| Free Checking | FREE |
50+ Interest Checking
Minimum balance to earn interest
50+ Interest Checking checks
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above |
$500.00
FREE |
Reward & Think Pink Checking
Minimum balance to earn interest
Interest rates based on the following tiers:
$0 - $25,000.00
$25,000.01 and above |
$0.00 |
Interest Checking
Minimum balance to earn interest
Monthly service fee if below $500
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above |
$500.00
$5.00 |
Direct Deposit Interest Checking
Minimum balance to earn interest
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above
Direct Deposit Interest Checking checks
Requires direct deposit from an employer or governmental agency |
$500.00
FREE |
Relationship Interest Checking
Minimum balance to earn interest
Interest rates based on the following tiers:
$500 - $2,499.99
$2,500 - $9,999.99
$10,000 and above
Monthly service fee if combined balances in
Orrstown Bank deposit accounts fall below $20,000
Relationship Interest Checking checks |
$500.00
$15.00
FREE |
Money Market Account*
Minimum balance to earn interest
Monthly service fee if below $300
Per check fee, in excess of six per month
Interest rates based on the following tiers:
$1,000.00 - $9,999.99
$10,000 - $19,999.99
$20,000 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 and above *Maximum of six pre-authorized transfers per statement month. All six may be by check, draft or similar devices payable to a third party. |
$1,000.00
$10.00
$4.00 |
Statement Savings
Minimum balance to avoid service fee
Monthly service fee if below minimum
Statement Frequency |
$250.00
$3.00
Quarterly |
Prime Statement Savings
Monthly service fee if below $10,000
Daily balance required to earn interest
Statement Frequency |
$50.00
$1.00
Quarterly |
Certificates of Deposit
Minimum balance
Substantial penalty for early withdrawal |
$2,000.00 |
Premium Individual Retirement Account
Minimum balance
Interest rates based on the following tiers:
$0 - $1,000.99
$1,001.00 - $10,000.99
$10,001.00 and above |
$1.00 |
IRA Certificate of Deposit
Minimum balance
Substantial penalty for early withdrawal |
$2,000.00 |
Hometown IRA Certificate of Deposit
Minimum balance
Fixed or variable rate options
Substantial penalty for early withdrawal |
$100.00 |
| Health Savings Account (HSA)
Minimum balance
Interest rates based on the following tiers:
$0.00 - $2,499.99
$2,500.00 - $9,999.99
$10,000 and above
Electronic or combined statement required. |
$0.00 |
Christmas and All Purpose Clubs
Minimum balance
Christmas club pays out in mid-October
All Purpose club pays out semiannually on dates you select |
$1.00 |