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Orrstown Bank & Orrstown Financial Advisors are not affiliated with Cetera Advisor Networks, LLC.

Advisory Services may only be offered by Investment Advisor Representatives in connection with an appropriate Cetera Advisor Networks, LLC advisory services agreement and Disclosure Brochure (Form ADV PartII), as provided.

Not all services are provided at all locations.

NOT A DEPOSIT - NOT FDIC INSURED

NO BANK GUARANTEE - MAY LOSE VALUE

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Securities, investment advisory services and other investment products are offered through Cetera Advisor Networks, LLC, member SIPC.