If you suspect that you are a victim of one of the scams listed below, please contact us by calling our Customer Service Center 1.888.677.7869 or in the Shippensburg area at 717.530.3530, Monday - Friday 8:00 AM to 6:00 PM or Saturday 8:00 AM to Noon.
Counterfeit Check Scams 101
One of the largest risks to U.S. banks is counterfeit check scams. These scams originated several years ago in Nigeria where corruption and lack of law enforcement created a safe haven for this type of activity. Organized crime groups in Nigeria employ hundreds of people who work long hours in public Internet cafés scamming people. These groups are acquiring millions of dollars annually from unsuspecting victims overseas.
Originally, scammers contacted their victims via letter or fax. Now with the availability of computers and Internet access, things have become much easier for the scammers. Some of these groups work in other parts of the world such as the U.K. and Canada. Many other foreign organized crime groups have also copied the scams originally developed by the Nigerians.
In addition, personal and business customers who deal with individuals or companies located outside the U.S. are at risk of having their account information compromised and used to create counterfeit items that are sent to unsuspecting victims of these scams. Scammers who work in mailrooms make photocopies of checks received from U.S. companies. These copies are used to create counterfeit checks used in the scams described below.
There are no hard and fast rules here and the scams are always evolving. Orrstown Bank relies heavily on our front line staff to be alert to unusual circumstances and to ask questions of our customers.
Common Scenarios Where Customers Receive Counterfeit Checks
Types Of Counterfeit Checks
Online Scam Resources
Looks Too Good To Be True
Contains victim's stories, tips on current scams, and alerts to help prevent consumers from becomming victims of Internet fraud schemes.
The Internet Crime Complaint Center (IC3)
The Internet Crime Complaint Center is a partnership between the Federal Bureau of Investigation (FBI), the National White Collar Crime Center, and the Bureau of Justice Assistance.