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Skip Navigation LinksPersonal Banking > Personal Loans > Personal Loan Accounts > Holiday Fixed Rate Home Equity Loan

Contact Us >Fixed Rate Home Equity Loans

Fixed Rates as Low as 3.49% APR*

Features

  • Fixed payments over the life of the loan
  • Competitive fixed interest rate
  • Minimum loan amount of $5,000

*APR = Annual Percentage Rate. Rates are effective as of 11/5/2012 and rate tiers are based on credit score and loan term. Customer must have an Orrstown Bank checking account with direct draft to qualify. This offer for loans up to 80% loan to value. Additionally, loans in Maryland are subject to a document recording fee (amount varies by county) which is the responsibility of the borrower. Loan requires proof of active homeowners insurance policy. Loan is subject to credit approval and we reserve the right to withdraw this offer at any time.

Payment Examples – all examples are for a $10,000 loan: 1) a 3.49% APR for 60 months results in a monthly payment of $181.87, 2) a 3.65% APR for 84 months results in a monthly payment of $135.08, 3) a 3.74% APR for 120 months results in a monthly payment of $100.01, 4) a 3.99% APR for 180 months results in a monthly payment of $73.92, 5) a 4.49% APR for 240 months results in a monthly payment of $63.21, 6) a 5.25% APR for 360 months results in a monthly payment of $55.22, 7) a 3.74% APR for 60 months results in a monthly payment of $182.99, 8) a 3.90% APR for 84 months results in a monthly payment of $136.23, 9) a 3.99% APR for 120 months results in a monthly payment of $101.20, 10) a 4.24% APR for 180 months results in a monthly payment of $75.18, 11) a 4.74% APR for 240 months results in a monthly payment of $64.57, 12) a 5.50% APR for 360 months results in a monthly payment of $56.78.

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