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Gary Holder Assumes Role as Senior Vice President, Chief Retail Officer

Shippensburg, PA (January 6, 2010) – Orrstown Bank is pleased to announce that Mr. Gary R. Holder has assumed the role of Senior Vice President, Chief Retail Officer for the organization. Mr. Holder is responsible for overseeing all twenty-one Orrstown Bank retail branches and is based out of the Bank’s King Street, Shippensburg office.

Mr. Holder has been with Orrstown Bank since 2003 and was most recently Vice President, Regional Senior Loan Officer for the Company’s West Shore region. In addition to his outstanding service with Orrstown Bank and 16 years of service in the banking industry, Gary brings an impressive background in retail banking to the organization.

Mr. Holder was previously employed with Lloyds TSB Bank, UK for 10 years and has earned a variety of educational diplomas and certifications, including Financial Planning Certificate parts 1, 2, and 3 (U.K. national accreditation). He is a graduate of the Management Development Program, Central Atlantic School of Commercial Lending, and ABA National School of Commercial Lending.

With over $1 billion in assets, Orrstown Financial Services, Inc. and its subsidiary, Orrstown Bank, provide a full range of consumer and business financial services through twenty-one banking offices and two remote service facilities located in Cumberland, Franklin and Perry Counties, Pennsylvania and Washington County, Maryland. Orrstown Financial Services, Inc.’s stock is quoted on the NASDAQ Capital Market under the symbol ORRF.

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