Orrstown Bank offers several 3% down payment programs.

97% Loan to Value Conforming Conventional Loans

• Loans for First Time Homebuyers with income limits to serve low to moderate income borrowers with Reduced Private Mortgage Insurance Coverage.

Important Notice: Interest Rates and Maximum Loan-to-Value may be based on Credit Score, Property Type, Occupancy, Purpose, Investor, Insurer, Loan to Value and other factors. Additional investor, insurer and Orrstown Bank criteria/conditions apply to all products. Information provided is for illustrative general use only and does not contain all qualification and automated underwriting approval requirements. Orrstown Bank reserves the right to change this information at any time. Meeting any of the criteria does not constitute a commitment to lend.