Enjoy High Interest Rates and Watch Your Savings Grow

 Orrstown offers you two ways to take advantage of the historically high interest rates with these high-yielding accounts. To open an account, visit a location near you.

 Money Market Account (MMA)

With an Orrstown Money Market Account, you can earn great interest and enjoy access to your funds without the commitment of a long-term investment. Our FDIC-insured Money Market Account is the perfect way to save for short-term goals or emergencies. MMAs are available for personal and business accounts at these rates for a limited time.

interest rate for 12 months


Certificate of Deposits (CDs)

If you're looking to earn a high interest rate and don't need access to your funds for a fixed period of time, our Certificate of Deposit (CD) account may be the perfect savings tool for you. With a CD, the shorter term you choose for the account, the higher your APY will be. Enjoy this limited time offer and start saving smarter today.
11-month cd with a 
15-month cd with a

Both the MMA and CD savings tools require "new money" to open an account.
New money is defined as funds not currently on deposit at Orrstown Bank.
 1 The Introductory Rate and Annual Percentage Yield (“APY”) requires new money to Orrstown Bank in any amount for new and existing clients. The Growth Money Market Promotional rate is for Personal and Business Money Market accounts (“MMA”). “New money” is defined as funds not currently on deposit at Orrstown Bank. Both Personal and Business Growth Money Markets offer tiered interest rates and Annual Percentage Yields (“APY”) that can vary depending on the account balance. The minimum daily balances and an introductory APYs associated with each tier are as follows: $5.00-$999.99 = 4.25% APY; $1,000.00-$9,999.99 = 4.25% APY; $10,000.00-$19,999.99 = 4.25 % APY; $20,000.00 $99,999.99 = 4.25% APY; $100,000.00-$249,999.99 = 4.25% APY; $250,000.00-$499,999.99 = 4.25% APY; $500,000.00 and above = 4.25% APY. The APY and available terms described here are accurate as of 05/31/23. Minimum balance to open an account is $1,000.00. Minimum balance to obtain the APY is $5.00. Rates are variable and may change after the account is opened. Fees may reduce earnings. Transaction limits apply. See your account terms and conditions documentation for additional details.
 2 Annual Percentage Yield (APY) and available term are accurate as of 08/21/23. Minimum balance to open an account and obtain the APY is $500 new money to Orrstown Bank. This offer is limited to new money only and cannot be combined with funds currently on deposit at Orrstown Bank. “New money only” is defined as money that is not currently on deposit with Orrstown Bank. Fees could reduce earnings. A penalty will be imposed for early withdrawal which may reduce earnings. Interest will be compounded monthly. This offer is for consumer and business accounts and is not available for public funds or other government or municipal accounts. Orrstown Bank reserves the right to withdraw this offer at any time without prior notice.