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Small Business Loans

Small business financing starts with a conversation. Work with lenders who take time to learn about your business and discuss financing options that may fit your goals.

Let's Talk About Your Financing Options.

The Orrstown Bank Approach

Borrowing Options for Small Businesses.

Running a business means making important financing decisions. Whether you're managing day-to-day operations, planning for growth, purchasing equipment, or investing in commercial real estate, you'll work with local Small Business Bankers who take the time to understand your business and financing needs.

Orrstown Bank provides financing for commercial real estate, equipment purchases, working capital, and other business needs.

Our local Small Business Bankers can help you understand available borrowing options, discuss loan terms, and answer your questions throughout the lending process. Lending decisions are made locally, by people who understand the communities we serve

What We Offer:
  • Experienced small business lenders
  • Local lending decisions
  • Financing options for commercial real estate, equipment, and working capital needs

  • Loan amounts up to $2,000,000
  • Fixed- and variable-interest rate financing options

  • Terms based on the financing purpose

Real Estate Loans

Purchasing or refinancing commercial real estate is an important decision for your business. Our Orrstown Bank Small Business Banking Team can help you understand available financing options, loan terms and the application process so you can make informed decisions for your business.

  • Loans for $25,000-$2,000,000 (above -$2,000,000 contact our Commercial Lending Team)

  • Fixed or variable interest rate options
  • Flexible terms and amortizations
Equipment Financing

Purchasing equipment is an important decision for your business. At Orrstown Bank you’ll work directly with a Small Business Banker who can answer your questions and help you understand available financing options, loan terms, and the application process

  • Loans for $ 25,000-$2,000,000 (above $2,000,000contact our Commercial Lending Team)
  • Fixed or variable interest rates
  • Flexible terms and amortizations based on the useful life of your financed equipment


Working Capital Financing

Businesses may experience fluctuations in cash flow due to seasonal demands, inventory purchases, or timing differences between receivables and payables. Here at Orrstown Bank, our Small Business Bankers can help you explore available financing options and understand loan terms and the application process. A small business line of credit can provide access to working capital for ongoing or short-term financing needs.

  • Loans up to $1,000,000 (above $1,000,000 contact our Commercial Lending Team)
  • Variable interest rates
  • Flexible terms for continuous or one-time needs

Not sure where to start?

Connect with a Small Business Banker about your financing needs and available borrowing options. Contact us to get started.

All business loans are subject to credit approval and standard underwriting criteria. Terms, conditions, and interest rates are subject to change without notice. This communication does not constitute a commitment to lend or an offer of credit. Additional fees, charges, and restrictions may apply. Loan availability, terms, and conditions may vary based on the applicant’s creditworthiness, financial condition, and applicable laws. Please consult with your relationship manager or loan officer for complete details.

Let's Find the Right Financing Solution for Your Business.

Whether you’re investing in equipment, or looking for working capital, our team is here to help.


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Have questions? We're here to help you.

What our clients say.

"Elementary wouldn't be possible without Orrstown helping us every step of the way." - Andrea Grove

Founder and Owner of Elementary Coffee Co.

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