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Routing Number: 031315036
Personal Banking
Personal Banking
From everyday banking to saving for what's next, our local bankers are here to provide guidance and answer your questions.
Explore personal banking accounts and services backed by local bankers who can help you learn more about your options.
Personal Checking
Explore Checking Account options designed to support your everyday banking needs.
Personal Savings
Explore Savings Account options designed to help you save for both short-term needs and long-term goals.
CDs & IRA
Explore Certificate of Deposit (CD), and IRA Money Market options that offer a variety of savings approaches, interest structures, and term choices to support your future financial and retirement goals.
Digital Banking with Local Support or Manage Your Banking Your Way
Manage your accounts through our digital banking services while staying connected to local bankers when you need assistance.
Featured Rates
Explore current rates on select deposit and lending products and connect with a local banker to discuss options that align with your financial goals.
*APY Rate as of 9/21/2026
**APR Rate as of 9/21/2026
1 The interest rate and Annual Percentage Yield (APY) are fixed for the term of the CD and will not change after the account is opened. Fees may apply and could reduce earnings. See fee schedule for details.
2 After the 6-month introductory period, the rate will convert to a variable rate based on the Wall Street Journal Prime Rate plus a margin and will vary with market conditions. Current variable APR as of 9/17/2026 is 6.50% - 6.75%. Rate may increase after consummation. The 1.99% introductory APR requires enrollment in automatic payment from an Orrstown Bank deposit account. Without automatic payments, the introductory APR will be higher. If automatic payments are cancelled, the rate will adjust to the then-current variable rate. Subject to credit approval. Not available for refinancing existing Orrstown Bank HELOCs. Other terms and fees may apply. Visit Orrstown.com/SmartLock for complete details. Rate Disclosure and Payment Example
3 Loan approval, terms, and conditions are subject to the Bank’s credit policies, verification of applicant information, and applicable laws. Interest rates, fees, and repayment schedules may vary based on creditworthiness and market conditions at the time of approval. The Bank makes no warranties, expressed or implied, regarding the vehicle purchased with loan proceeds. The Bank reserves the right to withdraw this product and/or adjust available rates at any time without advance notice. Terms and conditions are subject to change without notice. Rate Disclosure and Payment Example
Learn & Plan
Explore articles, tools, and educational resources from Orrstown Bank to help you make informed financial decisions.
Fraud Protection & Security.
Learn how to recognize scams, protect your accounts, and keep your personal information secure.
Orrstown Bank & GreenPath Financial Wellness.
Confidential financial wellness counseling and educational resources available through GreenPath Financial Wellness.
