Medical Doctor, Dentist & Veterinarian Loan Options

Whether you're starting a new position, relocating for your career, or purchasing your first home, Orrstown Bank understands that physicians, dentists, and veterinarians may have unique financial circumstances. Our Mortgage Officer Team will take the time to learn about your goals, explain program requirements, and discuss available financing options to help you make an informed decision.

Program Features May Include:

• Financing up to 100% loan-to-value (LTV) for qualified borrowers

• No private mortgage insurance (PMI)

• Loan amounts up to $2 million, subject to program limits and qualification requirements

• Gift funds may be used toward eligible closing costs

• Seller contributions toward closing costs may be permitted, subject to program guidelines and limits

• No prepayment penalties

Eligible physicians, dentists, and veterinarians must provide an unconditional employment contract with a start date within six months of settlement and meet all program qualification requirements. Additional requirements, including minimum credit score, income, property, occupancy, and underwriting standards, apply. This program is available for eligible owner-occupied properties only.