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Loans & Credit Mortgages Mortgage Options Orrstown Bank Portfolio Loans
Orrstown Bank Portfolio Loans

Not every borrower has the same path to homeownership. Our mortgage team can help you explore Portfolio Loan options.

Ready to Explore Portfolio Loan Options?

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Orrstown Bank Portfolio Loans* Options

Portfolio Loans provide financing solutions for eligible borrowers and properties that may not meet standard conventional mortgage guidelines. These loans are reviewed based on individual circumstances, program requirements, and available qualifying information.

Program Features May Include:

  • Financing up to 95% loan-to-value (LTV) for qualified borrowers, with private mortgage insurance (PMI) required for certain loans and conditions.

  • Financing options for eligible properties with more than five acres when supported by local market conditions and recent comparable sales.

  • Fixed-rate and adjustable-rate mortgage options.

  • Jumbo loan options for home purchases, refinancing, and construction-to-permanent financing.

  • Flexible financing solutions designed to address a variety of borrowing needs and property types.


*Interest Rates and Maximum Loan-to-Value may be based on Credit Score, Property Type, Occupancy, Purpose, Investor, Insurer, Loan to Value and other factors. Additional investor, insurer and Orrstown Bank criteria/conditions apply to all products. Information provided is for illustrative general use only and does not contain all qualification and automated underwriting approval requirements. Orrstown Bank reserves the right to change this information at any time. Meeting any of the criteria does not constitute a commitment to lend.

Have Questions About Mortgage Loan Options? Let's Talk About Your Goals.

Whether you're buying your first home, building a new one, refinancing, or exploring specialized loan programs, our local Mortgage Officers can help you understand your options and answer your questions.

To help us connect you with the right person, where are you located?

Share any details about your home financing needs, questions, or goals so we can better assist you.


Work With Our Mortgage Officer Team

Whether you're buying your first home, your next home, or refinancing, Orrstown Bank's mortgage lenders are here to answer your questions, explain available financing options, and provide guidance throughout the mortgage process. Serving Pennsylvania and Maryland, our local team is committed to helping you understand your options every step of the way.

Meet Our Mortgage Officer Team

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