Karin Kahlbaugh

AVP, Trust Advisor

Karin Kahlbaugh, AVP, Trust Advisor, has been with Orrstown Bank since 2025 and joined the York fiduciary team. She is returning to her roots, having started her investment services career at Orrstown Financial Advisors. Karin held Series 7 and 65 registrations, as well as Life and Health Insurance licenses. She is originally from Titusville, Pennsylvania, and attended Shippensburg University, where she earned a degree in Business Administration with a concentration in Accounting. Karin currently resides in Gettysburg, Pennsylvania, and her primary office is located at Orrstown Bank's Leader Heights branch in York.

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Disclaimer:

All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. Cetera Wealth Services, LLC exclusively provides investment products and services through its representatives. Although Cetera does not provide tax or legal advice, or supervise tax, accounting or legal services, Cetera representatives may offer these services through their independent outside business. This information is not intended as tax or legal advice.

*Securities offered through Cetera Wealth Services, LLC, Member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, Registered Investment Adviser. Cetera is under separate ownership from any other named entity.

***Non-producing Registered Representative of Cetera Wealth Services, LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. 

Investments are: Not FDIC/NCUSIF insured. May lose value. Not financial institution guaranteed. Not a deposit. Not insured by any federal government agency

Matthew Shandlay, Monica Balafoutas, Jeffrey Dentler, Steve Wenzel, Karin Kahlbaugh, Emily Angliss, Ashley McWilliams, Andrew Reath, Kevin Rakow, are not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by these individuals is in no way related to Cetera Wealth Services, LLC or its registered representatives.