Treasury Management

Enhance Your Treasury Management Platform Online Experience

Our services provide the flexibility to create a customized Treasury Management account that meets the specific needs of your business. In addition to our online features, you can enhance your account by adding any of the services listed below. While these additional services come at an extra cost, they are designed to optimize the efficiency and effectiveness of your financial operations.

1. Solutions for Optimizing Cash Flow and Business Efficiency

Optimizing cash flow and enhancing operational efficiency are critical for sustainable growth and competitiveness. We offer a range of treasury and cash management tools and practical solutions designed to boost business efficiency for long-term success.

ACH Origination: Enhance the efficiency of collecting and distributing funds while minimizing the risk of fraud. Use for online payroll origination and payments to or from others.

Remote & Mobile Deposit Capture: Deposit checks using you mobile device or a scanner provided to you right from your office on your time. Don't delay credit to your account by making trips to the bank.

Domestic & International Wire Transfers: Whether sending money within the country or to an overseas account, our wire transfer service ensures that your funds reach their destination quickly and securely.

Sweep Services: We help you make the most of your funds by reducing idle money and consolidating cash, ultimately maximizing interest earnings and minimizing expenses.

Credit Card Acceptance: Accepting digital payments, including smart wallets, is important for your business. Making sure payments are secure, reliable, and flexible is key to attracting more customers and boosting revenue. Our full-service point-of-sale system allows you to accept and process all major credit cards, implement customer loyalty programs, and access real-time reporting online.

Credit Card Payments: Many credit card transactions come with rewards or perks that benefit businesses when paying bills or making daily purchases. Integrating credit card data into expense management software can also help streamline daily operations.

Cash Handling: We partner with Brinks to provide secure cash and coin handling services including armored pickup and delivery of currency, other safekeeping solutions, and daily reporting.

Check Printing: Save time, resources, and money by letting us handle the printing and mailing of checks in any quantity.

2. Solutions to Safeguard Your Business

From cyberattacks and identity theft to financial scams and deceptive practices, businesses face numerous threats that can severely impact their operations, reputation, and financial stability. Our treasury financial management services offer tools specifically designed to protect your business from monetary loss and the headaches of fraud.

Positive Pay Fraud Protection: Reduce the risk of loss from check and ACH fraud. This service monitors checks and electronic transactions (ACH) and is a strong defense against fraudulent activities.

Security Features: In addition to Positive Pay, our online banking solution comes with a comprehensive range of security measures such as multi-factor authentication combined with dual control measures, security tokens, IP address restriction, user time restriction, transaction and activity alerts, user control settings, and transaction controls.

We Offer a Personalized Experience

• Your own dedicated phone line to connect you with our support team

• Regular communication to ensure alignment with your business objectives

• Access to a designated account representative from our treasury team for ongoing consultation

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• If you would like to learn more about how Orrstown Bank can propel your business to greater success, please call our Treasury Management Client Care at 844-709-3458.