Rates
Check out our current interest rates, and if you can't find what you're looking for contact an Orrstown personal banker for help.
Checking Account
Whether you want a basic account or lots of benefits, we have an option for you. Click here for details.
| Account | Tier¹ | Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Free Checking | N/A | 0.00 % | 0.00 % |
| Interest Checking | $500 plus | 0.25 % |
0.25 % |
| Relationship Premier Checking |
$0.00 < $2,499.99 |
0.05 % |
0.05 % |
| $2,500.00 < $9,999.99 | 0.10 % |
0.10 % | |
| $10,000 < $19,999.99 | 0.20 % |
0.20 % | |
| $20,000.00 < $99,999.99 | 0.25 % |
0.25 % | |
| $100,000.00 < $249,999.99 | 0.40 % |
0.40 % | |
| $250,000.00 < $499,999.99 | 0.40 % |
0.40 % | |
| $500,000.00 plus | 0.45 % | 0.45 % |
Savings Account
With so many ways to save, it’s easy to find the right account for your financial goals. Click here for details.
| Account | Tier¹ | Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Statement Savings | - | 0.20 % | 0.20 % |
| All Purpose Club Savings Account | - | 0.20 % | 0.20 % |
| Personal Premium Money Market Account | $1,000 < $9,999.99 | 0.15 % | 0.15 % |
| $10,000 < $19,999.99 | 0.20 % | 0.20 % | |
| $20,000 < $99,999.99 | 0.25 % | 0.25 % | |
| $100,000 < $249,999.99 | 0.65 % | 0.65 % | |
| $250,000 < $499,999.99 | 0.75 % | 0.75 % | |
| $500,000 plus | 0.85 % | 0.85 % | |
| Health Savings Account | $0 < $2,499 | 0.20 % | 0.20 % |
| $2,500 < $9,999.99 | 0.20 % | 0.20 % | |
| $10,000 plus | 0.20 % | 0.20 % |
Individual Retirement Accounts (IRAs)
Maximize your returns with these higher-interest options. Click here for details.
| Account | Tier | Rate | Annual Percentage Yield (APY) |
Minimum |
|---|---|---|---|---|
| Premium IRA Statement Savings | $10,001 - $100,000.99 | 0.15 % | 0.15 % | - |
| Jumbo IRA Statement Savings | $100,000 plus | 0.15 % | 0.15 % | - |
Personal Loans
Sometimes you just need some extra funds. Orrstown is here to help. Click here for details.
| Account | Annual Percentage Rate (APR) |
|---|---|
| Unsecured Personal Loan | 10.24 % |
| Improved Lot/Land Loan | 6.85 % |
| Unimproved Lot/Land Loan | 7.35 % |
| Unsecured Personal Line of Credit | Call Us: 1-888-677-7869 |
* Rate Disclosure
Auto Loans
New Vehicles
| Term | Annual Percentage Rate (APR) |
|---|---|
| 0-60 Months | 5.00 % |
| 61-72 Months | 5.75 % |
| 73-84 Months | 6.50 % |
Used Vehicles
| Age of Vehicle | Term | Annual Percentage Rate (APR) |
|---|---|---|
| 1-4 Years | 0-60 Months | 6.00 % |
| 1-4 Years | 61-72 Months | 6.25 % |
| 5-10 Years | 0-48 Months | 6.25 % |
| 5-10 Years | 49-60 Months | 6.25 % |
* Rates Disclosure
Home Equity Loans
Put the equity in your home to work for you, on your terms. Click here for details.
| Type | State | Intro Annual Percentage Rate (APR) - 6 Months | After Intro Annual Percentage Rate (APR)** |
|---|---|---|---|
| SmartLock™ - Home Equity Line of Credit | PA & WV | 3.99 % | 5.00 % |
| SmartLock™ - Home Equity Line of Credit | MD | 3.99 % | 5.25 % |
| Type | State | Annual Percentage Rate (APR) |
|---|---|---|
| Home Equity Installment Loan | PA & WV | 5.50 % |
| Home Equity Installment Loan | MD | 5.75 % |
Business Checking
When it comes to a variety of account options with a full range of benefits, we mean business. Click here for details.
| Account | Tier¹ | Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Nonprofit Checking | $0.00 < $9,999.99 | 0.05 % | 0.05 % |
| $10,000 < $24,999.99 | 0.25 % | 0.25 % | |
| $25,000 < $99,999.99 | 0.25 % | 0.25 % | |
| $100,000 < $249,999.99 | 0.25 % | 0.25 % | |
| $250,000 < $499,999.99 | 0.30 % | 0.30 % | |
| $500,000 plus | 0.30 % | 0.30 % |
Rates are effective as of 11/03/2022
¹ Balance based on daily collected balance
