Rates
Check out our current interest rates, and if you can't find what you're looking for contact an Orrstown personal banker for help, On The Spot.
Checking Account
Whether you want a basic account or lots of benefits, we have an option for you. Click here for details.
| Account | Tier | Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Free Checking | N/A | 0.00 % | 0.00 % |
| Interest Checking | $500 plus | 0.05 % |
0.05 % |
| Relationship Premier Checking |
$0.00 < $2,499.99 |
0.00 % |
0.00 % |
| $2,500.00 < $9,999.99 | 0.05 % |
0.05 % | |
| $10,000 < $19,999.99 | 0.25 % |
0.25 % | |
| $20,000.00 < $99,999.99 | 0.25 % |
0.25 % | |
| $100,000.00 < $249,999.99 | 0.25 % |
0.25 % | |
| $250,000.00 < $499,999.99 | 0.30 % |
0.30 % | |
| $500,000.00 plus | 0.30 % | 0.30 % |
Savings Account
With so many ways to save, it’s easy to find the right account for your financial goals. Click here for details.
| Account | Tier | Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Statement Savings | - | 0.15 % | 0.15 % |
| Prime Statement Savings | - | 0.25 % | 0.25 % |
| Personal Premium Money Market Account | $1,000 < $9,999.99 | 0.05 % | 0.05 % |
| $10,000 < $19,999.99 | 0.10 % | 0.10 % | |
| $20,000 < $99,999.99 | 0.15 % | 0.15 % | |
| $100,000 < $249,999.99 | 0.25 % | 0.25 % | |
| $250,000 < $499,999.99 | 0.30 % | 0.30 % | |
| $500,000 plus | 0.35 % | 0.35 % | |
| Personal Relationship Money Market Account | $1,000 < $9,999.99 | 0.15 % | 0.15 % |
| $10,000 < $19,999.99 | 0.20 % | 0.20 % | |
| $20,000 < $99,999.99 | 0.25 % | 0.25 % | |
| $100,000 < $249,999.99 | 0.30 % | 0.30 % | |
| $250,000 < $499,999.99 | 0.35 % | 0.35 % | |
| $500,000 plus | 0.40 % | 0.40 % | |
| Health Savings Account | $0 < $2,499 | 0.05 % | 0.05 % |
| $2,500 < $9,999.99 | 0.10 % | 0.10 % | |
| $10,000 plus | 0.15 % | 0.15 % |
Certificates of Deposit (CDs)
Maximize your returns with these higher-interest options. Click here for details.
| Type | Minimum | Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 7-Month CD | $2,000 | 0.60 % | 0.60 % |
Individual Retirement Accounts (IRAs)
Maximize your returns with these higher-interest options. Click here for details.
| Account | Tier | Rate | Annual Percentage Yield (APY) |
Minimum |
|---|---|---|---|---|
| Premium IRA Statement Savings | $10,001 - $100,000.99 | 0.25 % | 0.25 % | - |
| Jumbo IRA Statement Savings | $100,000 plus | 0.25 % | 0.25 % | - |
Personal Loans
Sometimes you just need some extra funds. Orrstown is here to help. Click here for details.
| Account | Annual Percentage Rate (APR) |
|---|---|
| Unsecured Personal Loan | 10.24 % |
| Improved Lot/Land Loan | 5.54 % |
| Unimproved Lot/Land Loan | 6.04 % |
| Unsecured Personal Line of Credit | Call Us: 1-888-677-7869 |
* Rate Disclosure
Auto Loans
New Vehicles
| Term | Annual Percentage Rate (APR) |
|---|---|
| 0-60 Months | 4.34 % |
| 61-72 Months | 5.09 % |
| 73-84 Months | 5.84 % |
Used Vehicles
| Age of Vehicle | Term | Annual Percentage Rate (APR) |
|---|---|---|
| 1-4 Years | 0-60 Months | 5.34 % |
| 1-4 Years | 61-72 Months | 5.59 % |
| 5-10 Years | 0-48 Months | 5.54 % |
| 5-10 Years | 49-60 Months | 5.64 % |
* Rates Disclosure
Home Equity Loans
Put the equity in your home to work for you, on your terms. Click here for details.
| Type | State | Intro Annual Percentage Rate (APR) - 6 Months | After Intro Annual Percentage Rate (APR)** |
|---|---|---|---|
| SmartLock™ - Home Equity Line of Credit | PA & WV | 2.49% | 3.25% |
| SmartLock™ - Home Equity Line of Credit | MD | 2.49% | 3.25% |
| Type | State | Annual Percentage Rate (APR) |
|---|---|---|
| Home Equity Installment Loan | PA & WV | 3.75 % |
| Home Equity Installment Loan | MD | 4.00 % |
Business Checking
When it comes to a variety of account options with a full range of benefits, we mean business. Click here for details.
| Account | Tier | Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Nonprofit Checking | $10,000 < $24,999.99 | 0.20 % | 0.20 % |
| $25,000 plus | 0.30 % | 0.30 % | |
| Public Funds | $10,000 < $24,999.99 | 0.10 % | 0.10 % |
| $25,000 plus | 0.25 % | 0.25 % |
Business Savings Accounts
Your assets should work as hard as you do. Orrstown can help. Click here for details.
| Account | Tier | Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Business Premium Money Market Account | $1,000 < $9,999 | 0.05 % | 0.05 % |
| $10,000 < $19,999.99 | 0.10 % | 0.10 % | |
| $20,000 < $99,999.99 | 0.15 % | 0.15 % | |
| $100,000 < $249,999.99 | 0.25 % | 0.25 % | |
| $250,000 < $499,999.99 | 0.30 % | 0.30 % | |
| $500,000 plus | 0.40 % | 0.40 % | |
| Business Relationship Money Market Account | $1,000 < $9,999.99 | 0.15 % | 0.15 % |
| $10,000.00 < $19,999.99 | 0.20 % | 0.20 % | |
| $20,000 < $99,999.99 | 0.25 % | 0.25 % | |
| $100,000 < $249,999.99 | 0.30 % | 0.30 % | |
| $250,000 < $499,999.99 | 0.35 % | 0.35 % | |
| $500,000 plus | 0.40 % | 0.40 % |
Rates are effective as of 3/17/2020