

Rates
Checking Account
Whether you want a basic account or lots of benefits, we have an option for you. Click here for details.
Account | Tier | Rate | Annual Percentage Yield (APY) |
---|---|---|---|
Free Checking | N/A | 0.00 % | 0.00 % |
Interest Checking | $500 plus | 0.05 % |
0.05 % |
Relationship Premier Checking |
$0.00 < $2,499.99 |
0.00 % |
0.00 % |
$2,500.00 < $9,999.99 | 0.01 % |
0.01 % | |
$10,000 < $19,999.99 | 0.05 % |
0.05 % | |
$20,000.00 < $99,999.99 | 0.05 % |
0.05 % | |
$100,000.00 < $249,999.99 | 0.05 % |
0.05 % | |
$250,000.00 < $499,999.99 | 0.10 % |
0.10 % | |
$500,000.00 plus | 0.10 % | 0.10 % |
Savings Account
With so many ways to save, it’s easy to find the right account for your financial goals. Click here for details.
Account | Tier | Rate | Annual Percentage Yield (APY) |
---|---|---|---|
Statement Savings | - | 0.10 % | 0.10 % |
Prime Statement Savings | - | 0.10 % | 0.10 % |
Personal Premium Money Market Account | $1,000 < $9,999.99 | 0.01 % | 0.01 % |
$10,000 < $19,999.99 | 0.03 % | 0.03 % | |
$20,000 < $99,999.99 | 0.03 % | 0.03 % | |
$100,000 < $249,999.99 | 0.05 % | 0.05 % | |
$250,000 < $499,999.99 | 0.10 % | 0.10 % | |
$500,000 plus | 0.10 % | 0.10 % | |
Personal Relationship Money Market Account | $1,000 < $9,999.99 | 0.01 % | 0.01 % |
$10,000 < $19,999.99 | 0.03 % | 0.03 % | |
$20,000 < $99,999.99 | 0.05 % | 0.05 % | |
$100,000 < $249,999.99 | 0.10 % | 0.10 % | |
$250,000 < $499,999.99 | 0.13 % | 0.13 % | |
$500,000 plus | 0.13 % | 0.13 % | |
Health Savings Account | $0 < $2,499 | 0.05 % | 0.05 % |
$2,500 < $9,999.99 | 0.05 % | 0.05 % | |
$10,000 plus | 0.10 % | 0.10 % |
Individual Retirement Accounts (IRAs)
Maximize your returns with these higher-interest options. Click here for details.
Account | Tier | Rate | Annual Percentage Yield (APY) |
Minimum |
---|---|---|---|---|
Premium IRA Statement Savings | $10,001 - $100,000.99 | 0.15 % | 0.15 % | - |
Jumbo IRA Statement Savings | $100,000 plus | 0.15 % | 0.15 % | - |
Personal Loans
Sometimes you just need some extra funds. Orrstown is here to help. Click here for details.
Account | Annual Percentage Rate (APR) |
---|---|
Unsecured Personal Loan | 10.24 % |
Improved Lot/Land Loan | 5.54 % |
Unimproved Lot/Land Loan | 6.04 % |
Unsecured Personal Line of Credit | Call Us: 1-888-677-7869 |
* Rate Disclosure
Auto Loans
New Vehicles
Term | Annual Percentage Rate (APR) |
---|---|
0-60 Months | 4.34 % |
61-72 Months | 5.09 % |
73-84 Months | 5.84 % |
Used Vehicles
Age of Vehicle | Term | Annual Percentage Rate (APR) |
---|---|---|
1-4 Years | 0-60 Months | 5.34 % |
1-4 Years | 61-72 Months | 5.59 % |
5-10 Years | 0-48 Months | 5.54 % |
5-10 Years | 49-60 Months | 5.64 % |
* Rates Disclosure
Home Equity Loans
Put the equity in your home to work for you, on your terms. Click here for details.
Type | State | Intro Annual Percentage Rate (APR) - 6 Months | After Intro Annual Percentage Rate (APR)** |
---|---|---|---|
SmartLock™ - Home Equity Line of Credit | PA & WV | 2.49% | 3.25% |
SmartLock™ - Home Equity Line of Credit | MD | 2.49% | 3.25% |
Type | State | Annual Percentage Rate (APR) |
---|---|---|
Home Equity Installment Loan | PA & WV | 3.75 % |
Home Equity Installment Loan | MD | 4.00 % |
Business Checking
When it comes to a variety of account options with a full range of benefits, we mean business. Click here for details.
Account | Tier | Rate | Annual Percentage Yield (APY) |
---|---|---|---|
Nonprofit Checking | $0.00 < $9,999.99 | 0.00 % | 0.00 % |
$10,000 < $24,999.99 | 0.03 % | 0.03 % | |
$25,000 < $99,999.99 | 0.03 % | 0.03 % | |
$100,000 < $249,999.99 | 0.03 % | 0.03 % | |
$250,000 < $499,999.99 | 0.03 % | 0.03 % | |
$500,000 plus | 0.03 % | 0.03 % | |
Public Funds | $0.00 < $9,999.99 | 0.00 % | 0.00 % |
$10,000 < $24,999.99 | 0.03 % | 0.03 % | |
$25,000 < $99,999.99 | 0.03 % | 0.03 % | |
$100,000 < $249,999.99 | 0.03 % | 0.03 % | |
$250,000 < $499,999.99 | 0.03 % | 0.03 % | |
$500,000 plus | 0.03 % | 0.03 % |
Business Savings Accounts
Your assets should work as hard as you do. Orrstown can help. Click here for details.
Account | Tier | Rate | Annual Percentage Yield (APY) |
---|---|---|---|
Business Premium Money Market Account | $1,000 < $9,999 | 0.01 % | 0.01 % |
$10,000 < $19,999.99 | 0.03 % | 0.03 % | |
$20,000 < $99,999.99 | 0.03 % | 0.03 % | |
$100,000 < $249,999.99 | 0.05 % | 0.05 % | |
$250,000 < $499,999.99 | 0.10 % | 0.10 % | |
$500,000 plus | 0.10 % | 0.10 % | |
Business Relationship Money Market Account | $1,000 < $9,999.99 | 0.01 % | 0.01 % |
$10,000.00 < $19,999.99 | 0.03 % | 0.03 % | |
$20,000 < $99,999.99 | 0.05 % | 0.05 % | |
$100,000 < $249,999.99 | 0.10 % | 0.10 % | |
$250,000 < $499,999.99 | 0.13 % | 0.13 % | |
$500,000 plus | 0.13 % | 0.13 % |