Funding that feels personal?

We like it like that!

Flexible Business Financing, Backed by Local Expertise

Flexible Financing for Your Business, Backed by Local Expertise

At Orrstown Bank, we understand no two businesses are alike. That’s why we offer competitive rates, deep knowledge of the region, and a commitment to personalized service—so your financing solution is tailored to your unique goals.

Smart Lending for Every Stage of Growth

Whether you're launching, expanding, or investing, we provide flexible commercial lending options to keep your business moving forward:
✅ Commercial & Industrial (C&I) Lending – Working capital, equipment financing, and more.
✅ Commercial Real Estate (CRE) Loans – Buy, build, or expand with confidence.
✅ Small Business Financing – Tailored solutions to fuel your success.

Business Line of Credit Up to $1,000,000

4.99% APR Fixed for 6 Months

Then adjusts to Prime or Prime + 0.50% based on credit

✔ Flexible access to working capital

✔ Competitive rate

Owner-Occupied Commercial Mortgages

5.95% APR Fixed for 5 Years.

✔ Up to $2,000,000 in financing

✔ Purchase or refinance your business property

✔ Predictable payments

✔ Local decision-making

3 Months of SecurePay from Orrstown Bank Treasury Management

Powered by Positive Pay to protect both ACH and check transactions

✔ Free for the first 3 months

✔ Peace of mind

✔ Fraud Protection

Let’s Make Your Next Move Together

Your business deserves a banking partner who truly understands your vision. Let’s talk about how we can help you grow, invest, and thrive.

Offers available for a limited time and subject to change without notice. All credit products are subject to credit approval. Other terms and conditions may apply. Business Line of Credit Disclosure: 4.99% fixed Annual Percentage Rate (APR) for the first six months. After the introductory period, the APR will adjust to Prime or Prime + 0.50%, depending on creditworthiness. The permanent rate will vary with Prime rate as published in the Wall Street Journal (the index) plus or minus a margin. As of 5/16/2025, the Wall Street Journal Prime rate is 7.50%. Maximum line amount $1,000,000. New money only. Requires opening of an Orrstown Bank business checking account with automatic payments and a minimum of 10 transactions per month. Owner-Occupied Commercial Mortgage Disclosure: 5.95% fixed Annual Percentage Rate (APR) for 5 years. Maximum loan amount $2,000,000. New money only. Requires opening of an Orrstown Bank business checking account with automatic payments and a minimum of 10 transactions per month. Standard prepayment penalty applies. Positive Pay/SecurePay from Orrstown Bank Treasury Management Disclosure: Offer valid for new Orrstown Bank Treasury Management clients only. Free Positive Pay service available for three (3) months from activation date. After the promotional period, standard pricing will apply. Requires opening of an Orrstown Bank business checking account. Effective 5/14/2025, the monthly cost of Positive Pay is $20 per account. Other fees may apply.