HOW LOW CAN YOU GO?
They might change all the time, but mortgage rates are currently low and favorable for qualified borrowers. It’s your market. All you have to do is fill out this quick form and go find a new place to live. We monitor daily rates so you don't have to. Here’s what you need to know. Now, talk to your loan officer and get started.
- Property is one unit
- Closing costs are paid out of pocket
- No Seller Assistance
- Debt-to-Income is below 45%
- You do not have a second mortgage
- Rates are valid for 30 day lock periods
- Loan-to-Value ratio is 80% or less (down payment is at least 20%)
Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value ratio, credit score and other variables. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Some restrictions may apply. Call us at 1.888.677.7869 for additional information.
This is not a credit decision or a commitment to lend and credit is subject to approval. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment.
APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points") and loan-origination fees. Your monthly payment is not based on APR, but instead on the interest rate stated on your promissory note.
FHA loans require both an up-front and an annual mortgage insurance premium. The premium varies based on the loan characteristics, your credit score, whether you've received loan counseling, and other factors. For illustrative purposes on FHA loans, our detail results do not include a mortgage insurance payment added to the monthly principal and interest payment. Contact a Mortgage Originator for further details.
Other products and terms are available upon request.