FIND THE RIGHT Checking ACCOUNT

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Personal Checking Accounts

Opening a personal checking account can give you the freedom you need to look after your finances and access your funds whenever you need them. Checking accounts allow you to save money, pay your bills and track your spending.

Your lifestyle demands a customized checking account. Compare the features below and choose the account that works best for you.

Growth
Checking

A checkless account designed for those who don't qualify for a standard checking account.

Get Started

Free
Checking

No minimum balance, no monthly service fee,
no per-check charge¹.

Open An Account

Interest
Checking

We'll pay you interest and give you 2 free ATM uses at non-Orrstown ATMs each month².

Open An Account

Relationship Premier
Checking

We're pretty happy about our relationship with you, and we'll show you with an account full of perks.

Open An Account

Compare Checking Accounts

Scroll to the left to view the rest of the table.

	Growth Checking	Free Checking	Interest Checking	Relationship Premier Checking
Fraud Protection
Earns Interest			View all rates	View all rates
Free 3" x 5" Safe Deposit Box				OR $15 discount on other-sized box
Free Checks ³	Checkless		First order of standard	First order of standard; 50% discount on future standard orders
Nationwide ATMs (Orrstown ATMs free for Orrstown clients)	$3 per withdrawal at non Orrstown ATMs Other foreign ATM surcharges may Apply	$3 per withdrawal at non Orrstown ATMs Other foreign ATM surcharges may apply	2 FREE non-Orrstown ATM withdrawals each statement cycle; $3 each additional withdrawal Other foreign ATM surcharges may apply	6 FREE non-Orrstown ATM withdrawals refunded each statement cycle (including foreign ATM surcharges)
Monthly Service Fees	$5	None	$5 (Waived if qualifiers are met)	$15 (Waived if qualifiers are met)
Statement Fees	e-Statement is required to avoid a $2 monthly paper statement fee.	e-Statement is required to avoid a $2 monthly paper statement fee.	e-Statement is required to avoid a $2 monthly paper statement fee.	None
Minimum Balance to Open Account	$25	None	None	None
Qualifiers ⁴	This account provides a free monthly E-Statement. Enrollment in online banking and e-Statement is required to avoid a $2 monthly paper statement fee.	This account provides a free monthly E-Statement. Enrollment in online banking and e-Statement is required to avoid a $2 monthly paper statement fee. View Comparison	Maintain a $500 minimum balance OR Perform at least $500 in direct deposits per statement cycle Enrollment in online banking and e-Statement is required to avoid a $2 monthly paper statement fee.	Perform at least $500 in direct deposits per statement cycle AND meet one of the following: Maintain combined balances of at least $10,000 in non-CD deposit accounts OR Maintain combined loan balances or related commercial debt of at least $25,000 (mortgage loans included) OR Maintain an active financial advisory relationship
	Growth Checking	Free Checking	Interest Checking	Relationship Premier Checking
	Get Started >>	Open an account >> (Opens in a new Window)	Open an account >> (Opens in a new Window)	Open an account >> (Opens in a new Window)

Orrstown Checking Accounts Offer These Features: ⁵

Bank anytime & anywhere with Online Banking and Mobile Banking. See FAQs
Transfer money between Orrstown accounts and your accounts at other US banks.
Deposit checks on an iPhone or iPad or with an Android phone. See FAQs
Set up alerts on checking activities (examples: deposits, payments).
Orrstown Bank’s unique online card management program is like a remote control for your debit card.
Debit Card for everyday purchases.
Pay your bills online with our free billpay service.
¹ Free checking account may include fees for certain services such as foreign ATM withdrawals or paper statement fees. ² Foreign ATM surcharges may apply ³ Fees may apply for certain other supplies or expedited service. ⁴ Minimum balance based on average daily balance. ⁵ Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Open a Personal Checking Account Online If you're searching for a bank to open a checking account with, choose Orrstown Bank. It takes just a few minutes to apply for an account, and you'll receive many advantages upon approval. With Orrstown Bank, you can pay monthly bills with the click of a button, making it easy to pay each bill accurately and on time. Our checking account offers the convenience you need for your finances. What You Need to Open an Account Are you ready to open an account with us? You'll need to have some personal information on hand before you begin, including your passport, military or state ID, driver's license and U.S. Social Security number. The system will automatically log you off after 15 minutes of inactivity. Be sure to give yourself enough time to complete the entire application. How to Open a Checking Account With Orrstown Bank Use the following steps to open your checking account: Click on the "Open An Account" button on this page. It will send you to our personal checking account signup page, which includes a list of documentation you need to open your account. After submitting your name, Social Security number and ZIP code, you will be directed to a page to fill out additional personal information, including your employment status, occupation and employer. The following section, "Accounts & Services," invites you to select which type of account you would like. Check the "Free Checking" option and any other accounts you would like to open. When you pick your account, you will also see a list of additional products and services you can request, including free bill pay and online banking. Select the services you'd like, then hit "Continue." To open the account, you will need to agree to applicable disclosures and decide if you want Orrstown Bank to authorize and pay overdrafts on your ATM and everyday debit card. You can also fund your account from an existing bank account. After filling out all sections, hit the "Submit Application" button to complete your application. You will receive confirmation of your submission on the final page. When you choose Orrstown Bank, you can enjoy helpful service and outstanding commitment. Find a location near you and fill out an application for a new checking account today.