FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA), which is part of HUD (Housing and Urban Development), insures the loan. FHA loans are popular options for first-time homebuyers.
The FHA mortgage offers the following:
Low 3.5% down payment program
All funds may come from an acceptable gift.
Easier Qualifying
Owner Occupied Properties Only
Important Notice: Interest Rates and Maximum Loan-to-Value may be based on Credit Score, Property Type, Occupancy, Purpose, Investor, Insurer, Loan to Value and other factors. Additional investor, insurer and Orrstown Bank criteria/conditions apply to all products. Information provided is for illustrative general use only and does not contain all qualification and automated underwriting approval requirements. Orrstown Bank reserves the right to change this information at any time. Meeting any of the criteria does not constitute a commitment to lend.
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