Orrstown Bank Portfolio Loans
At Orrstown Bank, we’re dedicated to making homeownership possible for everyone, offering alternative mortgage solutions beyond traditional options. Whether you have unique financial circumstances or need flexibility, we tailor our portfolio loan offerings to help you achieve your homeownership goals.
What Are Portfolio Loans?
Our portfolio loans are designed for borrowers who may not qualify for conventional loans or need specialized lending solutions. We assess each application individually, considering more than just your credit history, and offer loans for multifamily properties, large acreages, and more.
Key Features of Orrstown Bank Portfolio Loans:
- Up to 95% LTV (Loan to Value) with PMI (Private Mortgage Insurance) for certain loans and conditions.
- Flexibility for 5+ acre properties, if common in your area and supported by recent comparable sales.
- Fixed and adjustable rate mortgages with various terms to suit your needs.
- Jumbo loans for refinancing, purchasing, and construction-to-permanent financing.
Why Choose Orrstown Bank?
With over 100 years of serving Central Pennsylvania and Maryland, Orrstown Bank is a trusted community partner. Our team offers personalized service, working closely with you to find the best rates and terms for your loan. We pride ourselves on being a bank with local roots and national capabilities, combining the personal touch of a small bank with the latest technology.
Benefits of Working with Orrstown Bank:
- Personalized Service: We listen to your needs and guide you through the entire loan process.
- Excellent Communication: We keep you informed at every step.
- Proactive Support: We anticipate your needs to ensure a smooth experience.
- Advanced Technology: Enjoy the convenience of online banking with a user-friendly platform.
At Orrstown Bank, you’re not just a number — you’re part of our community. Our team is dedicated to supporting your homeownership journey with expertise and care.
Learn More
Contact one of our loan officers today or visit us online to explore our portfolio loan options. We’ll help you find the right solution for your unique situation.
Important Notice: Interest Rates and Maximum Loan-to-Value may be based on Credit Score, Property Type, Occupancy, Purpose, Investor, Insurer, Loan to Value, and other factors. Additional investor, insurer and Orrstown Bank criteria/conditions apply to all products. Information provided is for illustrative general use only and does not contain all qualifications and automated underwriting approval requirements. Orrstown Bank reserves the right to change this information at any time. Meeting any of the criteria does not constitute a commitment to lend.
Ready to get started? Contact an Orrstown Loan Officer now:
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