USDA Loans

• Zero down payment.
  
• Property must be located in an eligible rural area as determined by the Rural Development Program.
  
• Applicants must meet income eligibility requirements per the applicable program.
  
• Seller may pay borrower’s costs up to 6% of the sales price.
  
• Owner Occupied Properties Only.
  
• Borrowers must be able to afford housing payments including monthly debts.
  
• Borrower must have acceptable credit history.
  

Important Notice: Interest Rates and Maximum Loan-to-Value may be based on Credit Score, Property Type, Occupancy, Purpose, Investor, Insurer, Loan to Value and other factors. Additional investor, insurer and Orrstown Bank criteria/conditions apply to all products. Information provided is for illustrative general use only and does not contain all qualification and automated underwriting approval requirements. Orrstown Bank reserves the right to change this information at any time. Meeting any of the criteria does not constitute a commitment to lend.