Government Shutdown
At Orrstown Bank, we understand the federal government shutdown may be creating uncertainty and financial stress for many of our clients — especially federal employees, government contractors, and those relying on federal programs or benefits. We want you to know: you’re not alone, and we’re here to help.
Whether you're concerned about missed paychecks, delayed benefits, or broader economic impacts, our team is ready to listen and work with you to find solutions that fit your needs.
Support for Loan Payments
If you're experiencing hardship making your Orrstown Bank loan payments, we have a program in place to help. This includes:
- Mortgages
- Home Equity Loans & Lines of Credit
- Auto Loans
- Personal Loans & Lines of Credit
- Lot or Land Loans
Please visit your local branch or call our Client Care team at 888-688-7844 to discuss your options. To be eligible, you’ll need:
- A copy of your furlough letter or other suitable documentation
- Your two most recent pay stubs
Note: Escrow portions of your loan payment cannot be deferred.
Investment & Financial Guidance
If you have investment accounts with Orrstown Bank or questions about how the shutdown may affect the markets, we encourage you to speak with your financial advisor or relationship manager. We’re here to help you navigate this moment with confidence.
Orrstown Bank Operations Remain Strong
While the shutdown may affect certain federal agencies and programs, Orrstown Bank remains fully operational. Your deposits are safe, secure, and protected by FDIC insurance — and always available when you need them.
- Orrstown Bank is not directly impacted by the shutdown.
- The banking system remains strong and stable.
- In over 90 years of FDIC history, no one has ever lost a penny of an insured deposit.
Some government-backed lending programs (like SBA, FHA, USDA) may experience delays, and certain verification services (such as IRS tax transcripts) may be temporarily unavailable. We’ll work closely with you to minimize any disruptions.
We’ve weathered challenges before — and we’ll do it again, together.
Orrstown Bank is committed to supporting our clients just as we did during the pandemic and previous government interruptions. If you’re affected, please reach out. We’re here to help.
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