Auto Loans
Choose the option that drives you:
New Vehicles
| Term | Annual Percentage Rate (APR) as Low As* | Monthly Payment | Minimum Loan Amount |
|---|---|---|---|
| 60 Months |
7.05%
|
$396.50 | $20,000 |
| 72 Months | 7.55% | $346.29 | $20,000 |
| 84 Months | 8.30% | $314.72 | $20,000 |
Vehicle Models 1-4 Years Old
| Term | Annual Percentage Rate (APR) as Low As* | Monthly Payment | Minimum Loan Amount |
|---|---|---|---|
| 60 Months |
7.95%
|
$405.05 | $20,000 |
| 72 Months | 8.05% | $351.15 | $20,000 |
Vehicle Models 5-10 Years Old
| Term | Annual Percentage Rate (APR) as Low As* | Monthly Payment | Minimum Loan Amount |
|---|---|---|---|
| 48 Months |
8.20%
|
$490.14 | $20,000 |
| 60 Months | 8.35% | $408.89 | $20,000 |
*Interest rates offered are dependent on the borrower's credit score and other product terms and conditions. Best interest rates typically are available only to borrowers with credit scores of 740 or above. Loans financed over 72 months or greater require a minimum loan amount of $20,000.00. Loans with a term of less than 72 months require a minimum loan amount of $5,000.00. Other loan terms and available rates may vary based on whether the vehicle being financed is new or used. Other standard underwriting criteria apply. We reserve the right to withdraw this product and/or adjust available rates at any time without advance notice. Terms and conditions are subject to change without notice.
When you finance your car or motorcycle through Orrstown Bank, you get:
-
Local lenders – Our team is community oriented and wants to help you find the best auto loan solution for your needs. Our lending decisions are made by our local loan officers, so you can ask questions as we will help you every step of the way. -
Competitive Auto Loan Rates- We focus on offering our clients competitive and transparent loan pricing. Our goal is to provide you with straightforward, honest new and used car loan rates, ensuring you understand the rates and terms from the start. -
Straightforward Application Process -You can count on us for a straightforward application process and fast loan decision response.
Tips for Applying for an Auto Loan
- Know your credit score before you apply. Knowing what's in your credit report and credit score will give you an idea of the auto loan interest rate and terms you may expect.
- Have your personal information ready. When applying for an auto loan, whether it’s for a new or used car or motorcycle, it's important to give prospective lenders accurate information on the application. Be prepared to provide personal information, such as your social security number, bank account numbers and credit card information during the auto loan process, since these numbers are used to match the specifics on your credit report to your application.
Contact Us
Comparing your options for securing a car loan? Orrstown Bank can help you find the right auto loan for your needs. We’ve been providing auto loans and refinancing for over 100 years in Pennsylvania and Maryland, we pride ourselves on our knowledgeable loan officers and transparent lending experience.
Call us or stop by one of our locations to learn more.
Is a Car loan right for me?
Use this quick calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate on your new wheels.
Additional Questions? Contact your Banker now:
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