Business savings accounts lOCAL TO pa & md

Business Savings Accounts

Keep your business funds accessible while potentially earning interest with Orrstown Bank’s business savings and money market accounts. Whether you’re building reserves, saving for future investments, or managing cash flow, our savings options offer the perfect blend of liquidity and growth potential. With convenient online and mobile banking, you can monitor your balances, track transactions in real-time, and optimize your cash management from anywhere.

As a community-focused bank serving Pennsylvania and Maryland, we understand the unique needs of local businesses. Our business savings accounts are designed to support companies like yours with flexible solutions and personalized service. At Orrstown, we’re committed to helping your business thrive and grow. Contact us today to learn more about our savings and money market options.

Business Money Market Accounts

	Preferred Business Money Market Account	Relationship Business Money Market Account
Good For	Businesses looking to grow their reserve funds with competitive, tiered interest rates, all while maintaining flexibility	Businesses looking to build up reserves or manage short-term liquidity
Earns Interest	view all rates	view all rates
Minimum Balance ¹	$2,500 to earn interest	$10,000 to earn interest
Monthly Service Charge ¹	None for balances above $2,500; $10 if balance goes below	None for balances above $10,000; $10 if balance goes below
Eligible for Overdraft Protection Sweep ²
Other Details	Minimum Opening Deposit: $500 Enroll in secure e-statements³ to avoid monthly $2 paper statement fee Access funds via debit card Includes 6 transactions per month ($10 fee per transaction in excess of 6 transactions per month)	Minimum Opening Deposit: $500 Enroll in secure e-statements³ to avoid monthly $2 paper statement fee Access funds via debit card Includes 6 transactions per month ($10 fee per transaction in excess of 6 transactions per month)

	Get Started >>	Get Started >>

Every Orrstown Business Savings Account Offers These Features: ³

Bank anytime & anywhere with Online Banking and Mobile Banking.

Transfer money between Orrstown accounts and your accounts at other US banks.

Deposit checks on an iPhone or iPad or with an Android phone.

Setup Up Alerts on checking activities like deposits and payments.

Orrstown Bank’s unique online card management program is like a remote control for your debit card.

Debit Card for all your everyday purchases.

Pay your bills online with our free bill pay service.

¹ Calculated on average daily balance.

² Overdraft protection features are optional services; fees and service charges may apply.

⁵Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions.

Opening a Business Bank Account

Are you ready to start your online business savings account in Pennsylvania or Maryland? We can walk you through the necessary steps. When you visit one of our offices, our friendly associates can assist you with everything you need.

To open a business account, you'll need to bring government-issued identification, including a driver's license or passport. We will verify your documentation, including your Social Security number, and gather information about your business, including the address and phone number.

Need help deciding which products would be most helpful for you? Our team is happy to answer your questions about our business bank account offers. We can help you determine what would best suit your organization's unique requirements.

Businesses often want to save toward a long-term goal, such as upgrading a server or making a down payment on a new location. Our savings accounts allow you to keep that money separate from your checking account and stay on track with your goals.

Our associates can also answer common questions from our clients in Pennsylvania and Maryland, including:

What is the minimum to open a bank business account?
Do I need to maintain a minimum balance on the account?
How do I use online banking to pay my bills?
Will I pay service fees?

We can also walk you through the differences between the Business Premium Money Market Account and the Business Relationship Money Market Account. The right business account for you depends on your goals and the type of accounting methods you use. Sit down with us to discuss your needs, and we'll put you on the right path.

Every small business owner should have a bank they can trust with their money and offers benefits that line up with their interests. At Orrstown Bank, we listen to our business clients throughout Pennsylvania and Maryland. We want to find ways to make your job easier.

Orrstown Bank can lighten the load on your shoulders by simplifying your accounting and offering convenient, easily accessible tools. We care about improving our clients' access to all the financial information they need, and we can assist you with any financial questions. Find a location near you and open a new small business savings account with us today.