You put so much into it…now it’s time for returns. Use your home equity loan for:

• Home improvements

• Major purchases like a car or second home

• Education costs

• Medical bills

• Consolidating your debt *, **

• Emergencies

• Refinancing your mortgage *

Plus, when you borrow from Orrstown Bank, you know you're working with a lender who makes decisions locally. Explore Orrstown’s lending options to see how you can put the equity in your home to work for your family.

Compare Home Equity Loans

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	SmartLock™ Home Equity Line of Credit	Home Equity Installment Loan (HE IL)
You want the flexibility to borrow money when you need it
Low Intro Rate	View Available Rates	View Available Rates
Minimum line or loan amount	$5,000	$5,000
Payment options -  Interest Only during the draw period
Payment options - Pay the same amount every month
Interest paid may be tax deductible*
Can be used for overdraft protection for your Orrstown checking account during the draw period*
You have a one-time borrowing need
Write a check or make an online transfer  during the draw period
	SmartLock™ Home Equity Line of Credit	Home Equity Installment Loan (HE IL)
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 **  Consolidating non-secured debt into a HELOC will result in the Bank acquiring a security interest in your dwelling. If you fail to fulfill the terms of this obligation, this failure may result in the loss of the dwelling in the event of default.