

Home Equity Loans
You put so much into it…now it’s time for returns. Use your home equity loan for:
Plus, when you borrow from Orrstown Bank, you know you're working with a lender who makes decisions locally. Explore Orrstown’s lending options to see how you can put the equity in your home to work for your family.
Compare Home Equity Loans
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SmartLock™ Home Equity Line of Credit |
Home Equity Installment Loan (HE IL) |
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You want the flexibility to borrow money when you need it |
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Low Intro Rate | ![]() View Available Rates |
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Minimum line or loan amount | $5,000 | $5,000 |
Payment options - Interest Only during the draw period |
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Payment options - Pay the same amount every month |
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Interest paid may be tax deductible* |
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Can be used for overdraft protection for your Orrstown checking account during the draw period* |
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You have a one-time borrowing need |
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Write a check or make an online transfer during the draw period |
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SmartLock™ Home Equity Line of Credit |
Home Equity Installment Loan (HE IL) |
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** Consolidating non-secured debt into a HELOC will result in the Bank acquiring a security interest in your dwelling. If you fail to fulfill the terms of this obligation, this failure may result in the loss of the dwelling in the event of default.
