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Why apply for Orrstown Bank Credit Card?
1 At certain places on this site, links may exist to non Orrstown Bank websites. If you choose to link to those websites, which are not controlled by Orrstown Bank, we are not responsible for the privacy or security of those sites. Information provided is obtained from sources deemed to be reliable, but Orrstown Bank does not endorse, approve, or certify those external sites and does not guarantee the accuracy, completeness, efficacy, timeliness, or accurate sequencing of the information contained on them. Neither Orrstown Bank nor its affiliated companies shall be liable for any claims or losses of any nature, including, but not limited to, lost profits, punitive or consequential damages that result from your use of, or your inability to use, the information on those sites.
2 After 12 billing cycles, a variable APR (Annual Percentage Rate), currently 10.24% to 21.24%.* See Terms and Conditions for complete details.
Applicant must be 18 years of age and have a U.S. address and Social Security number.
The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR (Annual Percentage Rate) balances.
We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.