Enhanced Funds Availability Policy
Important Update: Enhanced Funds Availability Policy
At Orrstown Bank, we’re always looking for ways to serve you better. Effective July 1, 2025, we’ve updated our Funds Availability Policy to provide greater access to your deposits and withdrawals.
What’s changing?
- If a hold is placed on a deposit, you will be able to access $275 of the deposit the next day (increased from $225). Deposits without a hold will continue to be fully available the next day.
- The ATM cash withdrawal limit has been raised from $450 to $550.
- The exception hold threshold, which affects new accounts, large deposits, or accounts with repeated overdrafts, has been increased from $5,525 to $6,725. This means if a total deposit amount exceeds this threshold, Orrstown Bank can extend the hold on the funds beyond the standard availability schedule.
These changes are designed to improve your banking experience and ensure you have faster access to your funds.
For full details, please review our Funds Availability Policy.
If you have any questions, we’re happy to help—reach out to your local branch or contact us today!
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