

PA Forward Student Loans
Through the PA Forward Student Loan Program, the Pennsylvania Higher Education Assistance Agency (PHEAA) offers private education loan options to enable Pennsylvania students to pursue their higher education dreams and to make managing their loans easier and more convenient.
The PA Forward Student Loan Program has the following benefits:
- No application or origination fees
- Low, fixed interest rates
- Multiple repayment options
- Potential interest rate rewards
- No prepayment penalty
Loan Types
Currently there are six loan types in the PA Forward Student Loan Program.
| Undergraduate Loan | Graduate Loan | Medical Loan |
|---|---|---|
|
For students in a degree, certificate, or diploma-granting program. |
For students seeking an advanced degree such as a masters, law, MBA, Ph.D., or others. |
For students seeking a medical, dental, osteopathic, podiatry, or veterinary degree. |
|
Health Professional Loan |
Parent Loan |
Refinance Loan |
|
For students seeking a doctor of chiropractic, doctor of optometry, nurse practitioner, occupational therapy, pharmacy, physical therapy, speech-language pathology, or other graduate health professional degree. |
For parents or guardians of dependent undergraduate students enrolled at least half-time in a degree, certificate, or diploma-granting program. |
For those currently in repayment who want assistance with managing their student debt. Get payment estimates too! |
Plan Ahead & Be a Smart Borrower
The world of student aid can sometimes be difficult to navigate; however, it doesn’t have to be. We have gathered information that will make it easier for you to understand.
EducationPlanner.org
This career and college planning website provides practical and easy-to-understand advice to help prepare students for the important decisions they will face in the future.
MySmartBorrowing.org
Using this interactive tool, you can create up to four different scenarios to see how your career and college choices may affect how much you pay for college and if you are at risk for overborrowing.
YouCanDealWithIt.com
This website provides practical and easy-to-understand advice on how to deal with common financial situations facing today's college students and recent graduates.
NOTE: If you visit one of the above sites, please remember to come back to this site if you decide to apply for a PA Forward Student Loan.