ORRSTOWN FINANCIAL ADVISORS ARE WITH YOU.
Meet the Fiduciary Team
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Philip Fague, C.P.A.
Executive Vice President & Chief Trust Officer
pfague@orrstown.com
717-530-3533
Philip began his career with a Certified Public Accounting firm in Lancaster, Pennsylvania. In 1988 he joined Orrstown Bank and established a Trust and Financial Advisory division for the bank. He serves on Orrstown Financial Advisors investment strategy committee, Grand Lodge of PA finance and investment committee, Wellspan investment strategy committee and has been involved with the establishment of several foundations and assisting clients with family limited partnerships. Mr. Fague graduated from Bloomsburg University with a B.A. in Accounting and PA Bankers School of Trust at Bucknell University.
Jeffrey Dentler
Vice President & Manager of Fiduciary Services CTFA
jdentler@orrstown.com
717-530-3903
Jeff has over 38 years of experience in Trust and Investment Services. He joined Orrstown Financial Advisors in September of 2018. Prior to joining Orrstown Financial Services, Jeff spent 15 years with SunTrust Bank serving as a Fiduciary Executive within their Mid Atlantic market. Jeff received his Bachelor of Arts degree from Susquehanna University. He is also a graduate of the PA Banker’s School of Trust at Bucknell University, and the ABA National Trust School. Jeff earned the CTFA designation in August of 2005. Jeff currently serves as a planning committee member for the PA Banker’s Wealth Management and Trust Conference which is held annually in Hershey PA.
Steve Wenzel
Vice President & Wealth Relationship Manager
swenzel@orrstown.com
717-724-8384
Steve has over 40 years of experience in Trust and Wealth Services. He joined Orrstown Financial Advisors from the merger with PeoplesBank in 2024. Prior to his employment with PeoplesBank in 2021, Steve had a 43-year career with Truist Bank. Steve received his MBA from York College of Pennsylvania and his B.S. degree in Business Administration from Elizabethtown College. He also graduated from the ABA National Trust School at Northwestern University and the PBA Trust School at Bucknell University.
Jason Boas
Trust Advisor
jboas@orrstown.com
717-747-2402
Jason has over 10 years of experience in the financial services industry. He joined Orrstown Financial Advisors from the merger with PeoplesBank in 2024. Prior to his employment with PeoplesBank, Jason spent 5 years with BNY Mellon in their Wealth Management group. Jason works with clients to help guide their estate and retirement planning decisions. He is also responsible for the administration of trust, estate, retirement, charitable, and institutional accounts. He obtained a B.S. degree in Finance from Millersville University.
Emily Angliss
Trust Advisor
eangliss@orrstown.com
717-530-2287
Emily joined Orrstown Financial Advisors in 2023 as the Fiduciary Management Associate and is now a Trust Advisor. Prior to her employment at Orrstown Bank, Emily worked for 2 years in the Retirement Consulting industry. Emily is currently in her second year of Cannon Trust School with the intent of earning the CTFA designation. Emily is a graduate of Westminster College where she received a Bachelor of Science in Mathematics.
Karin Kahlbaugh
AVP, Trust Advisor
kkahlbaugh@orrstown.com
484-534-2664
Karin Kahlbaugh, AVP, Trust Advisor, has been with Orrstown Bank since 2025 and joined the York fiduciary team. She is returning to her roots, having started her investment services career at Orrstown Financial Advisors. Karin held Series 7 and 65 registrations, as well as Life and Health Insurance licenses. She is originally from Titusville, Pennsylvania, and attended Shippensburg University, where she earned a degree in Business Administration with a concentration in Accounting. Karin currently resides in Gettysburg, Pennsylvania, and her primary office is located at Orrstown Bank's Leader Heights branch in York.
Ashly McWilliams
Fiduciary Management Associate
amcwilliams@orrstown.com
717-747-1556
Ashly joined Orrstown Financial Advisors in 2025 as a Fiduciary Management Associate. Prior to her employment at Orrstown Bank, Ashly worked for 6 years in the insurance industry. Ashly holds a Pennsylvania Life and Health Insurance license and is a Commissioned Notary. She has completed her first year of Cannon Trust School with the intent of earning the CTFA designation. She is a member of the York County Estate Planning Council and Leave a Legacy. Ashly is a graduate of Pennsylvania State University. Outside of her professional life, Ashly resides in York with her husband, son, daughter and labrador retriever.
Monica L. Balafoutas, CFA, CTFA
Senior Vice President & Director of Wealth & Trust Investments
mbalafoutas@orrstown.com
Monica brings over 15 years of industry experience with a bachelor’s degree in finance and management from Shippensburg University. She holds the Chartered Financial Analyst® designation and the Certified Trust and Fiduciary Advisor professional designation.
Andrew Reath, CFA
Vice President & Trust Portfolio Manager
areath@orrstown.com
Andrew has over 15 years of industry experience and a bachelor's degree in finance from Shippensburg University. He is also a level III candidate for the Chartered Financial Analyst® designation.
Kevin Rakow
Vice Presdient & Trust Portfolio Manager
krakow@orrstown.com
Kevin has over five years of experience in the financial services industry. He holds a bachelor’s degree in finance from Salisbury University and is a Level III candidate for the Chartered Financial Analyst® designation.
Spencer Wood
Investment Advisor
spencer.wood@orrstown.com
Spencer joined Orrstown Bank in May 2026 and has been working in the wealth management industry since 2018. He has experience serving high net worth and ultra-high net worth households, assisting clients in pursuing their long-term financial goals. A graduate of The College of Wooster in Wooster, Ohio, he earned a Bachelor of Arts in Business Economics and was a member of the Omicron Delta Epsilon (ODE) International Economics Honor Society. During his time at Wooster, he was also a member of the lacrosse team and founded “Lax and Learn,” a program designed to support high school student-athletes in developing both academically and athletically. He resides in Dillsburg, Pennsylvania with his wife, Julianna, their daughter, and two dogs.
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