Homeownership Happens Here — Start with Confidence

Your path to owning a home begins with knowledge, guidance, and a trusted local partner.

First Time Homebuyer 101

Why Attend a Webinar

Buying your first home is exciting — but it can feel overwhelming. Orrstown Bank’s local Mortgage Officers walk you through everything you need to know, including:

What you can actually afford
How credit impacts your loan
Down payment options, including potential downpayment assistance
Understanding loan types
How to navigate your home search and closing

Mortgage Options for First Time Buyers

Orrstown offers several options designed to make homeownership possible, including:

Low down payment solutions
No mortgage insurance options for qualified buyers
Gifts allowed for down payment and closing costs
Local support from start to finish

Explore Mortgage Options

New to building a home?

Orrstown Bank makes it easier with a Construction‑to‑Permanent Mortgage that transitions seamlessly from construction to your final mortgage—without the hassle of multiple loans or closings.

Learn how you can build with less stress and more certainty.